Powerful Features for Modern Banking
Comprehensive banking management system with everything you need to run your co-operative bank efficiently
Member Management
Complete member lifecycle with share capital tracking, KYC verification, and onboarding.
- • Member registration & onboarding
- • Share certificate management
- • KYC verification
- • Member profile management
Account Management
Multiple account types with comprehensive management and reporting.
- • Savings, Current, FD, RD accounts
- • Account statements & history
- • PMJDY account support
- • Account linking & limits
Transaction Processing
Real-time transaction processing with multiple payment methods.
- • NEFT, RTGS, IMPS integration
- • UPI & AEPS support
- • Transaction reconciliation
- • Batch processing
Payment & Transfer
Comprehensive payment and transfer solutions.
- • Internal & external transfers
- • Scheduled payments
- • DBT processing
- • Payment gateway integration
Card Management
Complete debit and credit card management.
- • Card issuance & activation
- • Card limits & controls
- • Transaction monitoring
- • Fraud detection
Loan Management
Complete loan lifecycle management.
- • Co-operative specific loan types
- • PSL tracking & reporting
- • EMI calculation & scheduling
- • NPA management
Credit Management
Advanced credit scoring and risk analysis.
- • Credit scoring engine
- • Credit limit management
- • Credit bureau integration
- • Risk analysis
Share Capital Management
Co-operative specific share capital management.
- • Share certificate issuance
- • Share transfer management
- • Share capital reporting
- • Form A & Form B generation
Dividend Distribution
Automated dividend calculation and distribution.
- • Dividend calculation engine
- • TDS on dividends
- • Dividend statements
- • Unclaimed dividend tracking
Deposit Products
Fixed and recurring deposit management.
- • Fixed Deposit (FD) management
- • Recurring Deposit (RD) management
- • Interest calculation
- • TDS on deposits
Investment Management
Portfolio and investment tracking.
- • Investment account management
- • Portfolio tracking
- • SIP management
- • Performance analytics
Co-operative Governance
Complete governance and meeting management.
- • Board of Directors management
- • Meeting & agenda management
- • Voting system
- • Bye-laws management
Regulatory Compliance
RBI, NABARD, and State compliance reporting.
- • RBI XBRL reporting
- • NABARD reporting
- • State compliance tracking
- • Tax compliance (TDS, GST)
Additional Capabilities
Multi-Language Support
Support for 13+ Indian languages including Hindi, Marathi, Tamil, Telugu, Kannada, Malayalam, Bengali, Punjabi, Odia, Assamese, Urdu, and more.
Branch Management
Multi-branch support with branch-specific operations, staff management, and performance tracking.
Teller Operations
Complete teller operations including cash management, check processing, and end-of-day reconciliation.
ATM Management
ATM location management, cash management, transaction monitoring, and maintenance tracking.
Reporting & Analytics
Comprehensive reporting with custom report builder, scheduled reports, and business intelligence dashboards.
Security & Compliance
Advanced security features including fraud detection, audit logging, KYC/AML monitoring, and compliance tracking.
Experience All Features Today
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